title and tagging in Florida
Joe,
I was in the same boat, wanted insurance and all the papers legal. SHort answer, NO, it does not have to be complete, and if you get Insurance, you can get a Title and a TAG now. with this caveot (you must find a Tag AGency that is willing to do it, and will figure it out) The part about putting REPLICA on the title as well as FFR and the manufacturer confuses them. DO not title it as a "Kit Car", it is a replica. As such you can even get a Florida antique plate if you desire.
Got my Kit July 2010, still being assembled, got ins thru Midwest Classic, very reasonable.
tried to get it done at Tag agency in Longwood FL, had all the paperwork but she said they did not do them there.
Went to a Tag agency here in Sanford, it took me 40 minutes. I took the following:
1. cert of origin or MSO,
2. Insurance papers
3. FFR Invoice.
4. Florida instructions TL-48 "Application for certificate of Title for a replica motor vehicle",
5. Florida form TL-06 "mandatory use designations and brands on Florida certificates of title"
6. HSMV 82040 "application for a title" filled out, as per instructions TL-48, and 1 mile stated on odo.
They questioned why it said it weighed 960 lbs, i explained that it would weigh approx 2100 lbs so she put 2400 lbs.
The tltle already arrived after abt 10 days and I ordered a speciality plate "FF COBRA" which is still in process.
I have heard that some tag agencies want you to get the car either weighed or inspected, if you go thru the process first and if they want that, just walk out.
I dealt with Lisa S. and she was very interested it doing it correct and asked her supervisor a couple questions.
If you want a specialty plate, there is a place in the florida tag site that you can check one that you would like to use. This site will allow you to check a Tag to see if it is available for FLorida Speciality Tags.
https://services.flhsmv.gov/MVCheckPersonalPlate/