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post #34 of (permalink) Old 06-17-2019, 08:27 PM
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Join Date: Nov 2011
Location: Peoria, IL
Posts: 165
Originally Posted by Avalanche325 View Post
I never stated that I am middle class. I stated that a middle class person could save up for an FFR, if they lived within their means and didn't also buy everything else that caught their eye.
I mean, anybody can save for anything given enough time I suppose. I just don't see the typical middle class man with a wife and 2 kids saving up $25,000 cash minimum to buy a FFR in any time frame that would be construed as "a couple years". Yes, the wife never wants clothes, a night out a nice dinner etc. The kids never need school clothes, supplies, toys, games, bikes, money to hang out with friends etc. Nobody wants to go to Disney or any other type of vacation. This is what would need to happen in this scenario.

I'm not arguing finances and what is or isn't a good idea, nor attacking, I'm just stating that a typical guy with a family isn't saving up $25,000 cash in a year or two or even 3 or 4 to complete one of these builds. Let's be really honest here, the typical family after paying bills and taking care of everybody's wants and needs plus putting money into savings each month...simply doesn't have an additional $400, $500, $600 to go towards their "Cobra fund".

On the other hand, if you're talking about a middle class guy in his 50's at home with his wife with the kids out of the house...YES, that guy can afford to save in a relatively quick manner and buy his Cobra cash. Perhaps that's the reason when I see another Cobra on the street or at a show...that's the age bracket of the owner, 50's or 60's.

Again, this isn't anything directed towards you personally...I'd much rather count you as a friend than not.
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